Q: Why should I buy a house instead of renting?
A: You are investing in a property instead of just giving your money to someone else. You also will feel the pride of ownership. Plus, you can deduct your interest from your home loan on your taxes.
Q: I am currently renting. What is my price range for a house if I paid the same monthly payment as my rent?
A: Call me and I can get you in the ballpark. You would need to talk to a mortgage lender for an exact amount.
Q: How much of a down payment do I need?
A: That depends on the type of loan you get. However, usually it is 5% or less of the loan amount. See a mortgage lender to get more details.
Q: Are there down payment assistance programs available to me?
A: Again, that depends. You need to talk to a mortgage lender to get all your options. I work with several lenders and will be happy to help you find one.
Q: I want to buy a home. How do I get started?
A: Call me and I will get you on the path to home ownership.